IRS Collections Defense

San Diego Tax Law Group assists individuals and businesses with the IRS collection of back taxes regardless of the amount.

We can help you obtain a non-collectible status, set up a payment plan, submit an offer in compromise, and protect you from garnishments and levies.

During the initial consultation, we will review your entire financial situation and determine the most effective strategy for dealing with your tax debt. The following are the options that may be available to you:

Hold on Collections. Immediately after you hire San Diego Tax Law Group to handle your IRS tax debt relief, we will get the IRS to put a hold on your account. The hold instantly stops all of the collection efforts against you. Don’t wait until it is too late and your money or assets are already taken.

Non-Collectible Status. Based on your circumstances, you may qualify for the hardship status with the IRS, which would deem your debt currently non-collectible. This popular debt relief option effectively stops the collection activity without you having to make any payments to the IRS.

To qualify for the hardship status you have to demonstrate that you are struggling financially or that paying your tax debt would cause an undue financial burden. This debt relief option should be considered if your average monthly expenses equal or exceed your average monthly income. While in non-collectible status, your tax refunds would continue to be garnished, but no other collection efforts would be pursued.

Payment Plans. If you don’t qualify for the hardship non-collectible status, the next step is to figure out how to repay your tax debt. The most widely used tax debt relief option is a tax payment plan, also known as an installment agreement.

With this choice you enter into an agreement with the IRS to make monthly payments and the IRS or the state agency agrees not to levy your bank account, garnish your wages, or take any other collections actions as long as you continue making timely payments.

The amount of your monthly payment will depend on the amount of taxes owed, your current financial position, and the age of your tax debt. The key to getting the lowest amount possible is the careful presentation of your financial circumstances and your ability to pay.

Offers in Compromise. The Offer in Compromise program allows some taxpayers to settle their tax debt for less than they owe. However, not everyone qualifies, and a careful examination of your financials is necessary to determine your chances to eliminate your tax debt via this debt relief option.

At San Diego Tax Law Group we will start your tax debt relief process with a careful examination of your financial situation: your income, assets, and the debts owed. Afterwards, we will discuss your biggest concerns and the goals you would like to achieve, and determine the best strategy for dealing with the tax debt in your individual circumstances.

If your goal is to effectively resolve the tax debt once and for all, contact San Diego Tax Law Group today to determine your best strategy.